How to Start a Food Truck in Michigan: The Ultimate 2025 Guide
Consider the weather and seasonal factors in Michigan when planning the operation schedule and menu for the food truck. Networking with other food truck owners in Michigan can provide valuable insights and opportunities for collaboration. One should identify strategic locations and events in Michigan that attract a large crowd, ideal for a food truck business.
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Insurance Coverage for Food Trailers in Michigan
Insurance Coverage for Food Trailers in Michigan
In Michigan, all food trailers with a GVW over 2,500 lbs must be registered.
The registration fee for trailers with a GVW of 2,500 lbs or less is $10, while trailers over 2,500 lbs have a registration fee of $30. To register, you will need a completed registration form, the trailer's title, proof of insurance, and the bill of sale.
In Michigan, the towing vehicle’s liability insurance generally extends to the trailer, but food truck owners should consider additional collision coverage to protect the trailer and equipment.
The minimum required liability coverage for the towing vehicle is $20,000 per person and $40,000 per accident, with property damage coverage of at least $10,000.
Summarized Business Regulations for Cottage Food Laws in Michigan
The Cottage Food Law offers an avenue for small-scale food entrepreneurs to start businesses without the expense of commercial kitchen space, allowing direct sales to consumers. While some limitations exist, like a $25,000 revenue cap and product exemptions, it serves as a launchpad for those hesitant about investing in traditional setups. This law particularly benefits farmers looking to diversify by adding baked goods and preserves to their market offerings, potentially paving the way for future expansion into larger, licensed food processing ventures.
Example of Successful Food Trucks in Michigan
Food Truck Park
Vegan and vegetarian food
Great Lakes Food Truck
Mexican food
PizzaPazza Food Truck
Pizza
How to Register and Title Your Food Truck in Michigan [2025]
In Michigan, all food trailers with a GVW over 2,500 lbs must be registered.
The registration fee for trailers with a GVW of 2,500 lbs or less is $10, while trailers over 2,500 lbs have a registration fee of $30. To register, you will need a completed registration form, the trailer's title, proof of insurance, and the bill of sale.
Michigan Food Trailer Braking System Requirements
Michigan requires food trailers with a GVW over 3,000 lbs to have a separate braking system. The braking system can be either electric or hydraulic, but both must meet the state's safety standards.
Trailers under 3,000 lbs do not require separate braking systems, but they must still have functional braking mechanisms in compliance with general vehicle safety requirements.
Lighting, Reflectors, and Safety Chains Requirements for Food Trailers in Michigan
Michigan requires food trailers to have two red tail lights visible from at least 500 feet, amber reflectors on both sides, and working turn signals. Trailers must also have at least one safety chain securely attached to both the hitch and towing vehicle. The safety chain must be rated to handle the full GVW of the trailer.
