How to Start a Food Truck in Kentucky: The Ultimate 2025 Guide
Consider the weather and seasonal factors in Kentucky when planning the operation schedule and menu for the food truck. Networking with other food truck owners in Kentucky can provide valuable insights and opportunities for collaboration. In Kentucky, it's important to understand the local food service regulations and obtain the necessary permits for operating a food truck.
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Insurance Coverage for Food Trailers in Kentucky
Insurance Coverage for Food Trailers in Kentucky
In Kentucky, all food trailers must be registered with the Division of Motor Vehicle Licensing (DMVL). The registration fee for noncommercial trailers with a GVWR (Gross Vehicle Weight Rating) of 10,000 lbs or less is $40 per year.
Trailers over 10,000 lbs are required to pay $75 for permanent registration. Required documents for registration include proof of ownership (bill of sale or title), proof of insurance, and a completed registration form. Agricultural-use trailers are exempt from registration but must still comply with safety standards.
In Kentucky, the towing vehicle’s insurance typically extends to the food trailer, but food truck operators should also carry collision and comprehensive insurance for the trailer, especially for equipment coverage.
The minimum required liability insurance in Kentucky is $25,000 per person and $50,000 per accident.
Summarized Business Regulations for Cottage Food Laws in Kentucky
The Kentucky Cottage Food Operation refers to a set of regulations governing the production and sale of certain homemade food products within the state. These regulations allow individuals to operate small-scale food businesses from their homes, producing low-risk food items such as baked goods, jams, and candies for direct sale to consumers. The guidelines outline specific requirements, such as labeling and sanitation standards, to ensure the safety of the products and protect public health.
Example of Successful Food Trucks in Kentucky
Koi Express Food Truck
Sushi
Bamba Eggroll Co. Food Truck & Catering
Filipino food
Sweet N Savory food truck
Gluten-free sweet
How to Register and Title Your Food Truck in Kentucky [2025]
In Kentucky, all food trailers must be registered with the Division of Motor Vehicle Licensing (DMVL). The registration fee for noncommercial trailers with a GVWR (Gross Vehicle Weight Rating) of 10,000 lbs or less is $40 per year.
Trailers over 10,000 lbs are required to pay $75 for permanent registration. Required documents for registration include proof of ownership (bill of sale or title), proof of insurance, and a completed registration form. Agricultural-use trailers are exempt from registration but must still comply with safety standards.
Kentucky Food Trailer Braking System Requirements
Kentucky requires food trailers with a GVWR over 3,000 lbs to have a separate braking system. Electric brakes are the most common, but hydraulic systems are also acceptable.
Trailers under 3,000 lbs are exempt from this requirement. All brakes must be operational and regularly maintained to pass safety inspections.
Lighting, Reflectors, and Safety Chains Requirements for Food Trailers in Kentucky
Kentucky requires food trailers to have two red tail lights visible from 500 feet, with amber reflectors on both sides. Turn signals must be functional. Trailers must also have at least one safety chain that connects the trailer hitch to the towing vehicle. The safety chain must be rated to handle the full GVWR of the trailer.
